来源:我爱卡 小编:likaixuan 发布时间:2013年06月18日
内容导读: 通常第一次申请信用卡,持卡人的信用卡额度都不是很高的,很多人一张卡用了两三年了,额度还在5000元内。但这种情况实际上是可以改变的,随着收入、资产等的提高,持卡人完全可以获得更高额度。下面就具体来看平安银行信用卡额度怎样提高。
Ping an bank credit card limit is how to improve
Usually first apply for a credit card, the cardholder's credit card limit is not high, a lot of people a card with two or three years, line is in 5000 yuan. But this kind of situation is actually can change, with the improvement of income and assets, the cardholder can get higher amount. Here are specific to see how pingan bank credit CARDS.
Credit card limit increase method:
1, the cardholder by individual credit application to the bank. Can query the cardholder's bank card records, such as payment situation, the card is frequent, if proved to be high quality customers, can raise the temporary credit limit.
2, the cardholder provide new financial proof from the bank, such as new housing certificate, to prove himself compared with open CARDS, economic strength, repay ability are improved, can be raised according to the requirement of the cardholder temporary credit limit.
3, fixed holidays, bank credit card center will take the initiative to adjust credit CARDS, and generally raise temporary limit, for the use of cardholder holiday spending.
4, the cardholder to Banks for higher temporary limit, there is a deadline for temporary quotas for different bank also each have each the period of validity of rules.
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