平安银行信用卡分期利率

Ping An Bank credit card installment card interest rates knowledge is required to understand the faithful seriously , the next Xiaobian I love card details next installment of Ping An Bank credit card interest rates knowledge to everyone.

Ping An Bank credit card spending after the application of 3,6,12 repayable . Ping An Bank was originally charged three months 1.65% , now down to 0.84% ??directly .

The recommended single look, suddenly feel Me . Because of the sensitivity of the digital . As we all know , credit card installment interest rates, generally between 14 to 15 percent . Although the bank have to spend a good introduction rice is good, but uncover various packaging, the final rate is not cheap. Using mathematical precision arithmetic , only than the " real deal ," the 18% credit card interest rates are low a little bit. Today, Ping An Bank substantially lower credit card interest rates , prices nearly half , which is very attractive. For example, if the original is 15% , less than half to only 7.5 percent. The interest rates are already close to the mortgage , or a financial acceptable scope .

Carefully look at the details of Ping An Bank , found that there is also a trap . For example in the manual "Wang card 1200 yuan , sub- three " specific case : Amy May 5 card 1200 yuan . Originally June 25 Repayment: $ 1200. Now June 25 Repayment: 400, July 25 repayment of $ 400 on August 25 repayment 400. Additional interest 10.08 yuan . In fact, the number of installments Wang enjoyed it . In fact, enjoy " staging " is just 800 yuan ! His savings in June 25 "cash expenditure " has only 800 yuan . The bank charges is received by 1,200 yuan ! Take this into account , we can draw the following table.

Where E6: Q6 algorithm is: installment savings = total amount of cash payments / installments + fee - the total amount.

Ping An Bank provides cash advance services are staging a performance fee to provide hands-free , interest-free , this " double-free policy " is also attractive . According to banking regulations, installment cash advance installments are a kind of shopping installments therefore , need to pay the installment fee .

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