加强金融环境建设打造平安银行

To strengthen the financial environment construction bank make peace

Since this year, agriculture bank wuxi branch to guard against and defuse financial risks, and prevent the spread of financial risks, and safeguard the lawful rights and interests of the social public in promoting the construction of a sound credit environment, coordination of market environment, standard system environment made a positive contribution.

Adhere to the long-term management and build up a fraud involving both prevention and control mechanism. City branch and each branch are serious fraud case analysis of the new situation, new features, create the ark business, loan, electronic banking, credit CARDS, and fields, such as in the case of fraud prevention and control key link. In recent years, many times the successful detection of telecommunications fraud cases, the public security departments and the superior line recognition, in 2011 was named wuxi internal security advanced collectives and provincial branch secondary branch professional evaluation class A line.

Strengthen the training, establish fraud case risk side normal mechanism. Wuxi branch in strengthen the customer prompt propaganda at the same time, make the site staff "to see, two, three, four, five asked remind report" of the specific prevention process, preliminary build up covering both businesses to prevent fraud "firewall". Since this year were successful detection of all kinds of fraud case and up to the amount of 40.4293 million yuan.

The strengthened warning education, detection of illegal folk financing in order to maintain the customer capital safety. Agriculture bank crafted dissemination posters and propaganda folding manual, in full scope to carry out the "send financial knowledge into the community, into the farmers, into the enterprise" field activities. Since this year, the bank then branches have posted dissemination posters of more than 150, place the brochure 10000, LED display rolling play "away from illegal financing, refused to usury temptation" and "heaven will fall pie, to coin money overnight is trap" slogans, reflect the bank for the customer service good image.

Strengthen the line assessment, develop business cases of fraud prevention and control plan. Agriculture bank will fraud case control into the security "three three standard" create appraisal system, the branch fraud case control implement strict appraisal. At the same time also for line fraud case prevention and control work established emergency plans, and better implement the guiding management responsibilities.

Participation and organization, enhance customer information security management level. Agriculture bank from July began to carry out both to strengthen the customer information security management activities, organize the staff to the law of the People's Republic of China on commercial Banks ", "on further strengthening customer information security management opinion" and other laws and regulations and customer information security knowledge monographic study, and control the customer information management "article twenty are strictly prohibited", the item by item analysis self checking. At the same time, innovative means of publicity, promoting financial institutions anti-money laundering work.

Silver p linkage and to cut off the electronic channel bank risk. Through the post, where in ATM program increase safety tips, and strengthening the network publicity, multi-channel universal bank card safety knowledge. The bank actively explore silver p linkage mechanism, with the local police station, security companies, such as cooperation, carry out self-service bank night patrols, effectively eliminate the criminals posted illegal tip and the illegal equipment safety hidden trouble.