来源:平安银行 小编:朱岳 发布时间:2013年03月05日
内容导读: 近年来,随着信用卡的普及,用卡安全已成为广大消费者日益关注的话题。如何帮消费者捂好“钱袋子”,将各种坑蒙拐骗拒之门外,在“3?15消费者保护日”即将来临,平安银行贴心奉上信用卡三大用卡攻略。
Credit card for the 315 sweet peace suggests three strategies trust credit card
In recent years, with the popularity of credit CARDS, card security has become a general consumers increasingly focus on topic. How to help consumers "purse", the various're incapable, in "3 • 15 consumer protection day" is coming, ping an bank close on credit card three helpful strategy.
It is understood that the main "security, good, affordable," the peace of the credit card the specially collected in recent years, credit card security aspects of the common problems and solutions, timely remind consumers continuously strengthen their own safety, rights awareness, in the place where enjoy credit card brush calorie of consumption and quick and convenient, more sustainable with ease, pleasure card experience.
Strategy a: password protection, double signature zero risk report in time 72 hours
Consumers often have such doubt: in the use of signature after confirmation form of insurance, credit card consumption if it is necessary to set the password? To this, the credit card of bank of ping an expert advice, set the password for the credit card consumption will effectively reduce the losses on credit CARDS. At present the most on the international credit card, credit card consumption way confirmed by default when the "signature" alone, consumers can take the initiative to contact the bank customer service hotline, opened "by password + signature" consumption patterns. For their own credit card set up double insurance, thus reduce the risk of credit card stolen brush.
Set the password as well as the signature on other considerations include: the signature on the back of the card as soon as possible after receipt of the card sign my signature, modify credit card password regularly and properly kept, input the password by hand or other items, please keep out in case of leakage, etc.
Credit card of bank of ping an expert special remind, once the credit card is required for a lost, stolen, immediately call the bank to deal with formalities of report the loss of. Some Banks launched a lost card security service, timely report it to maximize the guarantee card security. Ping an bank credit card, for example, all CARDS are attached with 72 hours before the report card safeguard function, whether it is a brush calorie of consumption (only with signature confirmation) loss, to have been robbed or credit card cash loss of password (with cash), can be guaranteed.
Strategy 2: enhancing the quota limit, the customer service hotline
Credit CARDS is also a common concern of the consumers. Especially in holiday spending or temporary commodity consumers buy needs, often will appear the capital turnover is difficult, sometimes need to temporarily adjust the lines. To this, the credit card of bank of ping an expert proposal, line ascension requires the operation in person, if you trust others to action will there is a big risk..
According to introducing, the credit card limit is divided into fixed lines and temporary limit, in general, when consumer is apply for a credit card, bank will according to the consumers to submit financial documents, combined with the conditions of credit reporting of fixed lines of credit to consumers, consumers will increase if the fixed lines, can provide financial proof supplementary material to the bank, the bank will according to the cardholder spending record and credit history in the past, for the customer to adjust fixed lines.
If you want to apply for credit ascension, the customer just call customer service hotline can apply for bank. Safe credit card temporarily limit is simple and easy to apply for, contact our customer service hotline 95511 or logon safe credit card website, can instantly give audit results after application, approval limit, valid 51 days, flexible and convenient meet the cardholder emergency large consumer demand.
Besides, improve credit CARDS must be applied by the main card himself, supplementary card, people cannot apply for adjust the amount of formal ways also are commonly as the bank's customer service hotline or is the official website, consumers don't trust the so-called pay can help increase the amount of credit card, at present, the credit card the amount of adjustment, the Banks do not charge a fee, if consumers rushed credulity, pay the so-called can help improve credit people, tend to be deceived, also will leak your card information, sow the subsequent hidden dangers.
Strategy 3: credit card shopping much heed, consumer message often pay attention to
In recent years, credit card stolen brush, theft of news has been, to do card security, consumer oneself also want to strengthen safety awareness. In the entity shop consumption card, try not to let the card leave their sight, if appear multiple times on such novel situations as brush calorie of consumption failed to contact the bank. When shopping online or phone, please try to choose large online stores, if the deal after receiving claims to merchants calls identity and credit card information, should be vigilant and not easily reveal key information such as card number and password.
Currently part of the bank credit card has consumptive reminder SMS service, for example, Christmas card is 100% of the consumption to remind function, the holder of all spending, regardless of the amount size will send free prompt messages, consumers should pay close attention to credit card SMS at any time, if not the transaction when the abnormal consumption of messages received, should first contact the bank, look to whether the card stolen brush.
Pingan bank credit card center, experts say, with the development of modern society, credit CARDS have become an indispensable payment tool in People's Daily life, the bank has provided including lost card remind various services such as security, consumption to ensure the security of card, but the broad consumer people should strengthen self awareness, which can truly to pay by credit card consumption, ease.
Peace and characteristic service and credit card
In 2012, with the merger as an opportunity, credit card business also got great progress, peace effort so far has super tens of millions of customers. Christmas card with "safe, useful and affordable" three features are popular among consumers.
Reported that ping an bank on user security provides a comprehensive range of security, not only provides 72 hours lost card security and real-time SMS alerts consumption 100%, also along with the card bonus features cardholders' work and life insurance comprehensive security, among them, the star of the "guardian" safe and security products, the accident as buy free of payment.
Moreover, won the "best global call center" elite customer service team, also provide consumers with the most efficient, useful experience, cardholders can enjoy 365 day, 24 hours a day all the year round high-quality service; Flexible and convenient credit adjustment mechanism, simple and full reimbursement channels, provide cardholders chang card free; Bill in installment, cash installment and other installment plan easy to handle, help the cardholder easily planned consumption life.
At the same time, the credit card cardholder enjoy more peace consumer benefits. For example, movies, refueling, supermarkets, business travel, all kinds of preferential home "peace" patent; 28 cities, nearly 6000 staff discount merchants, affordable living within reach;
Ping an bank is introduced, the future, relying on strong comprehensive financial platform, ping an group pingan bank credit card center will inherit the traditional advantages, further highlight the Christmas card "safe, useful and affordable" features, further pushing deeper on customer service and product design, product features to meet customer personalized consumer demand, with a full range of security "swipe unconcerned" make customers, to considerate service make customers have a good experience.
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